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Few things are as scary as an earthquake. The very ground beneath you is moving and there is no way off getting away from it. Everyone in the country knows that one day California will be hit by “a big one,” it’s just a matter of time. Recent major earthquakes in Japan, China, Indonesia , Haiti and Chile have highlight this fact even further. While California is fairly well prepared for such an event few people actually have earthquake insurance on their homes. Recent studies show that less than 12% of home owners in California have it and less than 10% of businesses do. The rates for the rest of the country are even lower.

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